Compare salaries and pay rises
Your settings from the calculator are applied here, so every comparison uses the same tax year, region, pension and student loan assumptions.
What happens if your salary changes?
Drag the slider to see how monthly take-home pay moves with gross salary.
Highlighted point: your current salary of £50,000, giving about £3,127 a month.
Take-home pay at a glance
Estimated figures across common salary levels.
| Gross salary | Take-home / year | Take-home / month | Deduction rate |
|---|---|---|---|
| £25,000 | £20,520 | £1,710 | 17.9% |
| £35,000 | £27,320 | £2,277 | 21.9% |
| £45,000 | £34,120 | £2,843 | 24.2% |
| £55,000 | £40,807 | £3,401 | 25.8% |
| £70,000 | £49,057 | £4,088 | 29.9% |
| £90,000 | £60,057 | £5,005 | 33.3% |
| £120,000 | £73,757 | £6,146 | 38.5% |
| £150,000 | £87,161 | £7,263 | 41.9% |
Considering a pay rise?
See how much of a raise actually reaches you.
- Gross increase
- +£10,000
- Extra take-home per year
- +£6,038
- Extra take-home per month
- +£503
- Share of the raise you keep
- 60.4%
How much of a £5,000 pay rise do I keep?
Fixed 2026/27 example: England, tax code 1257L, standard employee National Insurance, full-year salary, no pension, bonus or other deductions. No student loan. These assumptions are separate from the calculator settings.
Moving from £50,000 to £55,000 adds £2,937.80 a year, or £244.82 a month on average. You keep 58.8% of the gross rise under these assumptions.
| Change from the pay rise | Per year |
|---|---|
| Extra gross salary | £5,000.00 |
| Extra Income Tax | £1,946.00 |
| Extra employee National Insurance | £116.20 |
| Extra take-home after deductions | £2,937.80 |
Only the part of your earnings within each tax band uses that band's rate. A pay rise does not make your entire salary taxable at the higher rate. Pension contributions, student loans and Scottish tax rates can change how much you keep.
Monthly figures are annual estimates divided by 12. Payroll rounding, uneven earnings and a mid-year pay rise can give different payslip amounts. Rates: HMRC rates and thresholds.
Calculate with your own pension and loan settings