About TakeHome
TakeHome answers one question quickly: if you earn a given salary in the UK, how much actually reaches your bank account each month?
What we calculate
- Income tax using England, Wales, Northern Ireland or Scottish bands.
- Class 1 employee National Insurance.
- Workplace, salary sacrifice and personal pension contributions.
- Student loan Plans 1, 2, 4, 5 and postgraduate loans.
- Bonuses, overtime, commission, benefits in kind and other deductions.
Tax years supported
2026/27 (provisional)
Personal allowance £12,570 · National Insurance 8% between £12,570 and £50,270.
2025/26
Personal allowance £12,570 · National Insurance 8% between £12,570 and £50,270.
2024/25
Personal allowance £12,570 · National Insurance 8% between £12,570 and £50,270.
Why your payslip may differ
Payroll systems calculate tax on a period-by-period cumulative basis, and employers apply their own pension scheme rules, benefit valuations and deduction timings. Our figures assume a full tax year of steady PAYE employment. Treat every number here as an estimate rather than an exact payslip.