Compound interest calculator

See how an initial amount and regular contributions could grow over time with compound interest. Results are illustrative estimates.

Your assumptions

Adjust the figures to model savings or investment scenarios.

For investments, returns vary and are not guaranteed.

Advanced contribution options

Increase regular contributions each year.

Estimated balance after 20 years

£54,012

About £36,349 in today’s money

Total contributed

£29,000

Interest / growth

£25,012

Effective annual rate

5.12%

Contributions versus growth

The stacked bars show how the balance is built over time.

This is an illustration, not financial advice or a guarantee. Actual rates, fees, taxes, inflation and investment returns may differ.